The success stories promote themselves in this audio book from money maestro Dave Ramsey. Instead of promising the typical dose of quick fixes, Ramsey provides a strong, no-nonsense method to money matters, supplying not just the how-to but likewise a grounded and uplifting expect leaving financial obligation and attaining overall financial health.
Ramsey debunks the many misconceptions of money (exposing the dangers of cash loan, rent-to-own, financial obligation consolidation) and attacks the impressions and downright deceptiveness of the American dream, which motivates absolutely nothing but overspending and massive quantities of financial obligation. "Don't even consider keeping up with the Joneses," Ramsey states in his typically candid design. "They're broke!"
The Total Money Makeover isn't really theory. It works each time. It works because it is easy. It works because it gets to the heart of the money problems: you.